When it comes to investments, insurance, and financial planning, it seems that companies either present a confusing array of products or focus on the vague retirement clichés of bringing your dreams to life, finding your passion, or living on a beach somewhere. The fact is, with so many products on the market, you need new solutions that will help you reach your goals, whatever they may be. You need new thinking.

401(k) at a Glance

While a 401(k) is a simple way to save for the future, it should be actively managed just like any other investment. Here are some questions to keep in mind:

Are you eligible for employer matching? Are you contributing enough to qualify?
Could you increase your contribution to the maximum?
Does your employer have an automatic enrollment policy? If so, have you confirmed your investment preferences?
Have you rebalanced your portfolio recently to align with your target retirement date and risk tolerance?
If you have changed jobs, have you considered rolling your 401(k) assets into a self-managed tax-deferred account?
Do you need other retirement savings vehicles to ensure that you can retire comfortably?

Click here for a chart to help you compare a 401(k) to other popular retirement accounts, then speak to a financial professional. And be sure to talk to your benefits manager if you would like to have Old Mutual investment products offered as part of your 401(k) retirement program. It may be time for some new thinking.

THE THINKING IS NEW. THE NAME IS OLD MUTUAL.